4. Travel Insurance
Don’t ever travel without travel insurance! I can’t stress this enough! Even if your trip doesn’t include any extreme sports in the itinerary, you NEVER know when you will need health insurance. It could be a bad flue that you got right after arriving at your destination, a minor ankle sprain after jumping off a bus, or even a lost suitcase that would leave you without your belongings (for a while or forever).
Travel insurance will take care of all these things. Some countries don’t even allow entry without insurance that covers at least basic medical expenses.
So before you travel make sure to secure travel insurance with your insurer of choice. Some credit cards even offer this service, but not everybody knows that.